Land Loan Down Payment: How to Finance Raw Land
Federal guidelines cap raw land lending at 65 percent loan-to-value, so a regulated lender is working toward 35 percent down.
Zachary Blakeman
Timber Land Value: How to Calculate What the Trees on Your Land Are Worth (2026)
Timber value is volume times stumpage price. A cruise measures the volume by species and product, and local prices set the rate.
We Buy Land Companies: Legit, or Lowballing You?
Most are real businesses, and their offers are below market by design. Check whether the buyer will close in its own name.
How to Tell If Land Is Buildable: Flood, Soil, Wetlands, Access
Check the flood map, the soil survey, the wetlands inventory and the recorded access. Four free federal and county sources answer most of it.
Land Contract vs. Mortgage: What’s the Difference
A land contract has the seller finance you and keep legal title until you pay in full; a mortgage has a bank lend the money and give you title with a lien.
How to Make an Offer on Vacant Land: Negotiation Strategy for Direct Purchases (2026)
Price the offer from recent comps, put it in a written agreement with earnest money and a due diligence period, then negotiate.
Selling Land in Texas: The Complete 2026 Seller’s Guide
To sell vacant land in Texas, price against local comps, list where land buyers look, close through a title company, and pay no state income tax on your gain.
How to Do a Land Comparable Sales Analysis (CMA) Without a Realtor
A land CMA prices your parcel by finding recent similar sold parcels, adjusting each for differences, and reconciling them to a value per acre.
How Long Does Vacant Land Take to Sell? Real Data by State and Price Range (2026)
Vacant land usually takes months rather than weeks to find a buyer, against a 60-day median for US homes in August 2026.
Owner Financing Calculator for Land: Payment Tables for Every Scenario
An owner financed land payment uses standard amortization. $40,000 financed at 9% over 10 years is $506.70 a month.